Combine dry ingredients: In a small bowl, mix 1/4 cup almond flour, 1 tablespoon ground flaxseed, 1 teaspoon chia seeds, and 1 tablespoon unsweetened shredded coconut (optional). Add a pinch of salt and 1/4 teaspoon cinnamon.
Add liquids: Stir in 3/4 cup unsweetened almond milk and 2 tablespoons heavy cream (or use 1 cup almond milk total).
Add 1/2 to 1 tablespoon sweetener and 1/2 teaspoon vanilla.
Cook gently: Pour the mixture into a small saucepan over medium-low heat. Cook, stirring often, until it thickens, about 3 to 5 minutes. If it gets too thick, splash in more almond milk.
Finish with fat: Stir in 1 teaspoon butter or coconut oil for a silky finish.
Taste and adjust sweetness, cinnamon, or salt.
Serve and top: Pour into a bowl and add toppings like chopped pecans, a dollop of almond butter, or a few sugar-free chocolate chips. A sprinkle of extra cinnamon is great.
Microwave option: Mix everything in a microwave-safe bowl. Heat for 60 seconds, stir, then microwave in 20- to 30-second bursts, stirring between each, until thick.