Prep the pan and oven: Heat the oven to 350°F (175°C). Line an 8-inch round cake pan with parchment and lightly grease the sides.
Prepare the apple: Finely chop the apple. Toss with the lemon juice and 1 teaspoon of the sweetener.
Set aside to let the juices mellow.
Combine dry ingredients: In a large bowl, whisk almond flour, coconut flour, baking powder, salt, cinnamon, nutmeg, and remaining sweetener until evenly mixed.
Whisk the wet ingredients: In a separate bowl, whisk eggs, almond milk, melted butter, vanilla, and apple extract (if using) until smooth.
Bring it together: Pour the wet mixture into the dry. Stir until just combined. The batter will be thicker than traditional cake batter—more like a soft scoopable dough.
Fold in the apple: Gently fold in the chopped apple and any accumulated juices.
Avoid overmixing so the cake stays tender.
Fill the pan: Spread the batter into the prepared pan and smooth the top. If using, sprinkle sliced almonds or a light dusting of granulated sweetener and cinnamon over the surface.
Bake: Bake for 28–35 minutes, until the top is golden and a toothpick comes out mostly clean with a few moist crumbs. Do not overbake.
Cool: Let the cake cool in the pan for 15 minutes.
Run a knife around the edge, then lift it out using the parchment. Cool fully on a rack before slicing for the cleanest cuts.
Serve: Enjoy plain, with a dollop of unsweetened whipped cream, or a dusting of powdered erythritol for a bakery-style finish.