If you’ve been missing bakery-style treats on a low-carb lifestyle, these keto chocolate chip muffins bring that comfort back without the sugar crash. They’re tender, slightly buttery, and studded with melty chocolate chips in every bite. You can make them with simple pantry ingredients and bake a batch in under 30 minutes.
They’re great for breakfast, a snack, or a dessert you can feel good about. Keep a few on hand for busy mornings or a late-night sweet tooth.

Ingredients
Method
- Preheat the oven. Set your oven to 350°F (175°C) and line a 12-cup muffin tin with paper liners. Lightly spray the liners to prevent sticking.
- Mix the dry ingredients. In a large bowl, whisk almond flour, coconut flour, baking powder, salt, and sweetener until no lumps remain.
- Whisk the wet ingredients. In a separate bowl, whisk eggs, almond milk, melted butter (or coconut oil), and vanilla. Make sure the butter isn’t hot so it doesn’t scramble the eggs.
- Combine the batter. Pour the wet mixture into the dry ingredients. Stir until just combined. The batter will be thicker than traditional muffin batter—this is normal.
- Fold in chocolate chips. Reserve a few for the tops if you like. Stir gently to distribute them evenly without overmixing.
- Fill the muffin cups. Divide the batter evenly among the liners, filling each about 3/4 full. Top with reserved chips for a bakery look.
- Bake. Place in the center of the oven and bake for 18–22 minutes, or until the tops are set and a toothpick comes out with a few moist crumbs.
- Cool properly. Let the muffins cool in the pan for 5–10 minutes, then transfer to a wire rack. Almond flour muffins firm up as they cool, so don’t skip this step.
- Serve. Enjoy warm or at room temperature. If you like a melty chocolate top, warm a muffin in the microwave for 10–15 seconds.
What Makes This Special

These muffins taste like the classic version but use low-carb ingredients that won’t knock you out of ketosis. They rely on almond flour for a moist crumb and a balanced sweetness from a keto-friendly sweetener.
You still get the soft texture and chocolatey bites you expect—without the sugar. They’re gluten-free, naturally grain-free, and easy to customize with add-ins.
Ingredients
- 2 cups blanched almond flour (finely ground for best texture)
- 2 tablespoons coconut flour (adds structure and helps reduce moisture)
- 2 teaspoons baking powder (aluminum-free preferred)
- 1/2 teaspoon kosher salt
- 1/2 cup granular erythritol or monk fruit-erythritol blend (adjust to taste)
- 3 large eggs, room temperature
- 1/2 cup unsweetened almond milk (or another low-carb milk)
- 1/3 cup melted butter or coconut oil, cooled slightly
- 2 teaspoons vanilla extract
- 1/2 cup sugar-free chocolate chips (Lily’s or similar)
- Optional: 1/2 teaspoon cinnamon or espresso powder for flavor depth
How to Make It

- Preheat the oven. Set your oven to 350°F (175°C) and line a 12-cup muffin tin with paper liners. Lightly spray the liners to prevent sticking.
- Mix the dry ingredients. In a large bowl, whisk almond flour, coconut flour, baking powder, salt, and sweetener until no lumps remain.
- Whisk the wet ingredients. In a separate bowl, whisk eggs, almond milk, melted butter (or coconut oil), and vanilla. Make sure the butter isn’t hot so it doesn’t scramble the eggs.
- Combine the batter. Pour the wet mixture into the dry ingredients.
Stir until just combined. The batter will be thicker than traditional muffin batter—this is normal.
- Fold in chocolate chips. Reserve a few for the tops if you like. Stir gently to distribute them evenly without overmixing.
- Fill the muffin cups. Divide the batter evenly among the liners, filling each about 3/4 full.
Top with reserved chips for a bakery look.
- Bake. Place in the center of the oven and bake for 18–22 minutes, or until the tops are set and a toothpick comes out with a few moist crumbs.
- Cool properly. Let the muffins cool in the pan for 5–10 minutes, then transfer to a wire rack. Almond flour muffins firm up as they cool, so don’t skip this step.
- Serve. Enjoy warm or at room temperature. If you like a melty chocolate top, warm a muffin in the microwave for 10–15 seconds.
How to Store
- Room temperature: Store in an airtight container for up to 2 days.
Add a paper towel to absorb moisture.
- Refrigerator: Keep up to 1 week. Warm before serving to soften the crumb.
- Freezer: Freeze in a single layer, then transfer to a bag for up to 3 months. Thaw at room temp or reheat gently in the microwave or oven.

Why This is Good for You
These muffins skip refined flour and sugar, which helps keep blood sugar steady and cravings in check. Almond flour brings healthy fats, fiber, and vitamin E, contributing to satiety and sustained energy.
The combination of protein and fat supports a low-carb lifestyle by keeping you full longer. Choosing a quality sugar-free chocolate chip lets you enjoy the treat without the sugar overload.
Common Mistakes to Avoid
- Using the wrong flour. Almond meal or coarsely ground almond flour makes a gritty texture. Use blanched, finely ground almond flour.
- Skipping coconut flour. It helps absorb moisture.
If you omit it, the muffins can turn out dense and wet.
- Overmixing the batter. This can make muffins tough. Stir until just combined.
- Not cooling the butter. Hot butter can partially cook the eggs and create a greasy texture. Let it cool slightly before mixing.
- Baking too long. Almond flour browns quickly.
Pull the muffins when they’re just set for a soft, tender crumb.
- Overfilling liners. This can cause overflow and sinking. Aim for about 3/4 full.
Alternatives
- Dairy-free: Use coconut oil instead of butter and choose dairy-free sugar-free chocolate chips.
- Nut-free: Swap almond flour for sunflower seed flour by weight and add a splash of lemon juice to prevent green tint. Texture may be slightly different.
- Sweetener swaps: Allulose yields a softer crumb and less cooling aftertaste.
You may need a tablespoon or two more to match sweetness.
- Flavor twists: Add orange zest, a pinch of cinnamon, or a bit of espresso powder to enhance the chocolate flavor.
- Add-ins: Stir in chopped pecans, walnuts, or unsweetened coconut flakes for extra crunch and fat.
- Mini muffins: Bake in a mini pan for 10–12 minutes. Great for portion control and lunch boxes.
FAQ
Are these muffins actually low-carb?
Yes. Made with almond flour and a keto-friendly sweetener, each muffin typically has around 3–5 net carbs, depending on your chocolate chips and exact brands.
Can I use coconut flour instead of almond flour?
No, not as a straight swap.
Coconut flour is highly absorbent, so it needs more eggs and liquid. If you want a coconut flour muffin, use a recipe designed for it.
What sweetener works best?
Erythritol or a monk fruit-erythritol blend gives a classic muffin texture. Allulose makes a very soft crumb and browns more, while pure stevia can taste bitter and lacks bulk.
How do I keep them from sticking to the liners?
Use parchment-style liners and lightly spray them.
Let muffins cool for a few minutes before removing to help them release cleanly.
Why are my muffins dense?
Common causes include coarse almond flour, overmixing, or too much liquid. Measure flours by spooning and leveling, and mix only until combined.
Can I make them egg-free?
Almond flour recipes rely on eggs for lift and structure. A flax egg may work, but the muffins will be denser.
Consider mini muffins if testing egg-free.
Do I need a stand mixer?
No. A whisk and a bowl are enough. Keep it simple and avoid overmixing.
How do I reheat without drying them out?
Microwave for 10–15 seconds or warm in a 300°F oven for 5–7 minutes.
Avoid high heat, which can make almond flour crumbly.
In Conclusion
Keto chocolate chip muffins are a smart way to enjoy something sweet while staying on track. They’re easy to make, satisfying, and endlessly adaptable to your taste. With the right ingredients and a few simple tips, you’ll get soft, bakery-style muffins every time. Bake a batch today and keep them on hand for quick, low-carb comfort whenever you want it.

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